State Insurance
National Insurance Scheme
Membership in the National Insurance Scheme is the key to eligibility for rights to services from NAV. In Norway, your membership can be based on residence or employment.
Private Insurance
There are many different types of insurance one can buy in Norway. Below are some of the most common:
- Personal Insurance (personforsikring)
- Housing Insurance (husforsikring)
- Contents Insurance (innboforsikring)
- Car Insurance (bilforsikring)
- Life Insurance (livforsikring)
- Travel Insurance (reiseforsikring)
- Boat Insurance (båtforsikring)
- Cabin Insurance (hytteforsikring)
- Pet Insurance (kjæledyrforsikring, hund og katt forsikring)
- Health Insurance (helseforsikring)
- Child Insurance (barneforsikring)
Please note that it is highly recommended, though not mandatory, to purchase contents insurance (innboforsikring) for your personal belongings in your rental property. The landlord is not responsible for securing insurance for your personal items.
However, the landlord may require tenants to obtain contents insurance as a condition of the lease agreement. If this is the case, you will be required to purchase it.
Insurance Providers
- DNB
- Enter Forsikring
- Frende Forsikring
- Fremtind Forsikring
- Gjensidige
- If
- KLP
- SpareBank 1 Forsikring
- Storebrand
- Tryg
Please note that insurance costs can vary between providers, so it’s a good idea to get quotes from multiple companies before making a decision. Additionally, check with your company’s HR department, as they may offer employee discounts with certain insurance providers. Keep in mind that purchasing multiple policies from the same company could be more cost-effective than buying them separately from different providers.